Dave Ramsey says ditch debt
The New York Times has a piece today on Dave Ramsey. He’s serious about debt free living and doles out down to earth financial advice with a little marriage counseling mixed in when needed. His book Total Money Makeover is a worthwhile read and if you can’t find his weekday radio program locally you can listen to it online.

Kevin is a husband, dad of eight, pastor and blogger from beautiful Higgins Lake, Michigan 



